Step one
Get pre-approved.
A pre-approval shows what you may qualify for before you shop. This short request starts it; a team member follows up. The lender makes every lending decision.
What happens next
Three simple steps
- A team member calls or texts you, usually the same day.
- You talk with a lender who knows the first-time buyer and down-payment programs.
- You get your pre-approval and know your range before you shop.
Pre-approval is not a loan commitment. Programs and rates change.
